Years of experience
At POCKETLEND, based in Gaborone, we empower individuals and families to achieve financial security through tailored financial services. From personal loans to retirement planning and investment advice, our experienced team is committed to providing strategic, personalized solutions for every client. Built on trust and transparency, our mission is your financial success.
Student Loans
Our short-term student loan program offers quick and convenient loans ranging from P300 to P600, designed specifically to help students cover unforeseen expenses such as textbooks, transport, or daily living costs.Our loans come with a competitive 20% interest rate and a minimal P20 administration fee. Repayment is hassle-free—you can settle the loan amount as soon as your next student allowance is disbursed, allowing you to focus on your studies without financial stress.
Loan Features
- Loan amounts: P300 to P600
- Interest rate: 20% on the borrowed amount
- Admin fee: P20
- Flexible repayment: Pay off the loan when your allowance comes in
- Quick approval process to meet urgent financial needs
Eligibility Criteria
To apply for our student loan, you must meet the following requirements
- Proof of registration from your current educational institution
- A 3-month bank statement to verify your financial activity
- A valid Omang (National ID)
- Your Student ID card to confirm your enrolment
- Admission letter from your educational institution
Payday Loans
Need quick cash to cover urgent expenses before your next paycheck? Our Payday Loans are designed to provide fast and convenient financial support for both government and private employees. Whether it’s for unexpected bills, medical emergencies, or daily expenses, our loans range from P300 to P4,000, ensuring you have access to the funds you need.With a competitive 25% interest rate and a P30 administration fee, our loans are easily repayable on your next payday, giving you peace of mind without long-term commitments.
Loan Features
- Loan amounts: P300 to P4,000
- Interest rate: 25% on the borrowed amount
- Admin fee: P30
- Flexible repayment: Full repayment is due on your next payday, making the process simple and straightforward.
- Quick approval and disbursement to meet your immediate financial needs.
Eligibility Requirements
To apply for our payday loans, you’ll need to provide the following
- A valid Omang (National ID)
- 3 months' bank statements to verify your financial activity
- Your most recent payslip
- Confirmation of employment from your employer
Short Term Loans
For our valued government and private sector employees who have already taken three or more loans with us, we offer 1 to 3-month repayment loans to help you manage larger expenses with ease. You can borrow amounts ranging from P300 to P10,000, with flexible monthly repayments timed to your payday, giving you the support you need over a longer term.These loans come with a 23% interest rate, calculated using our transparent repayment loan model, and a P30 administration fee. Enjoy the convenience of spreading your payments over 1 to 3 months, making it easier to manage your financial commitments.
Loan Features
- Loan amounts: P300 to P10,000
- Interest rate: 23%, calculated using our repayment loan model
- Admin fee: P30
- Flexible repayment period: 1 to 3 months, with payments due on your paydays
- Ideal for customers with a strong repayment history (3+ previous loans)
- Quick approval process to meet your financial needs without delay
Eligibility Requirements
To qualify for our 1 to 3-month loans, you’ll need the following
- A valid Omang (National ID)
- 3 months' bank statements to assess your financial activity
- Your most recent payslip
- Confirmation of employment from your employer
- Must have successfully repaid at least three loans with us